{"id":25294,"date":"2021-12-07T03:09:35","date_gmt":"2021-12-07T03:09:35","guid":{"rendered":"https:\/\/adrianroche.co.jp\/ja\/?p=25294"},"modified":"2022-01-11T07:27:27","modified_gmt":"2022-01-11T07:27:27","slug":"%e6%bf%80%e5%8c%96%e3%81%99%e3%82%8b%e9%a6%99%e6%b8%af%e3%81%ae%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0%e5%b8%82%e5%a0%b4","status":"publish","type":"post","link":"https:\/\/roche-net.com\/ja\/%e6%bf%80%e5%8c%96%e3%81%99%e3%82%8b%e9%a6%99%e6%b8%af%e3%81%ae%e3%83%87%e3%82%b8%e3%82%bf%e3%83%ab%e3%83%90%e3%83%b3%e3%82%ad%e3%83%b3%e3%82%b0%e5%b8%82%e5%a0%b4\/","title":{"rendered":"\u6fc0\u5316\u3059\u308b\u9999\u6e2f\u306e\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834"},"content":{"rendered":"<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306b\u898b\u821e\u308f\u308c\u305f2\u5e74\u9593\u3092\u7d4c\u3066\u3001\u4e16\u754c\u4e2d\u3067\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3084\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u306e\u9700\u8981\u304c\u6025\u5897\u3057\u3066\u3044\u307e\u3059\u3002\u9999\u6e2f\u3068\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u306e\u5229\u7528\u7387\u304c50\uff05\u4ee5\u4e0a\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u7a7a\u524d\u306e\u6210\u9577\u306f\u3001\u30a2\u30b8\u30a2\u306e\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u5927\u304d\u306a\u30c1\u30e3\u30f3\u30b9\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059<\/span><a href=\"https:\/\/www.sia-partners.com\/system\/files\/document_download\/file\/2021-11\/Sia%20Partners%20-%20Asia%20Mobile%20Banking%20Benchmark%202021.pdf\"><span style=\"font-weight: 400;\">[1]<\/span><\/a><span style=\"font-weight: 400;\">\u3002 \u3053\u308c\u306b\u3088\u308a\u3001\u5f93\u6765\u306e\u9280\u884c\u696d\u52d9\u3092\u53d6\u308a\u5dfb\u304f\u72b6\u6cc1\u306f\u5909\u308f\u308a\u3001\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u3068\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u305f\u306a\u5e02\u5834\u304c\u751f\u307f\u51fa\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<h2 style=\"text-align: left;\">\u9999\u6e2f\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0<\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u56fd\u969b\u7684\u306a\u91d1\u878d\u30cf\u30d6\u3067\u3042\u308b\u9999\u6e2f\u306f\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u767a\u884c\u3059\u308b\u3053\u3068\u3067\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u5909\u9769\u306b\u5411\u3051\u305f\u4f53\u5236\u3092\u6574\u3048\u3066\u3044\u307e\u3059<\/span><a href=\"https:\/\/law.asia\/virtual-banking-hong-kong\/\"><span style=\"font-weight: 400;\">[2]<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u65b0\u305f\u306a\u308b\u91d1\u878d\u30c7\u30b8\u30bf\u30eb\u6280\u8853\uff08\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff09\u306e\u6642\u4ee3\u306b\u304a\u3044\u3066\u3001\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08HKMA\uff09\u306f\u3001\u5229\u5bb3\u95a2\u4fc2\u8005\u306e\u305f\u3081\u306e\u74b0\u5883\u3084\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u69cb\u7bc9\u3057\u3001\u9999\u6e2f\u304c\u78ba\u5b9f\u306b\u30b9\u30de\u30fc\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u30ea\u30fc\u30c0\u30fc\u3068\u306a\u308b\u305f\u3081\u306e\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u7269\u7406\u7684\u306a\u652f\u5e97\u3092\u6301\u305f\u306a\u3044\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\uff08VB\uff09\u306f\u3001\u5f93\u6765\u578b\u306e\u9280\u884c\u306b\u6bd4\u3079\u3066\u3001\u9769\u65b0\u7684\u3067\u67d4\u8edf\u6027\u304c\u3042\u308a\u3001\u4f01\u696d\u30b3\u30b9\u30c8\u3082\u6700\u5c0f\u9650\u306b\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\u306f\u3001\u96fb\u8a71\u3084\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3092\u901a\u3058\u3066\u306e\u307f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3082\u306e\u3067\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u5e02\u5834\u52d5\u5411\u306e\u5909\u5316\u306b\u30b9\u30e0\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5927\u624b\u9280\u884c\u306f\u3053\u306e\u6f6e\u6d41\u306b\u5fc5\u6b7b\u3067\u8ffd\u3044\u3064\u3053\u3046\u3068\u6570\u3005\u306e\u65bd\u7b56\u3092\u8b1b\u3058\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<h2 style=\"text-align: left;\">2021\u5e74\u306e\u4e16\u754c\u306b\u304a\u3051\u308b\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u30d9\u30f3\u30c1\u30de\u30fc\u30af<\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u4eca\u5e7411\u6708\u3001\u30d3\u30b8\u30cd\u30b9\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u4f1a\u793e\u306eSia Partners\u306f\u3001\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u306b\u95a2\u3059\u308b\u898b\u8b58\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u3001\u7b2c4\u56de\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30d9\u30f3\u30c1\u30de\u30fc\u30af\uff08<\/span><a href=\"https:\/\/www.sia-partners.com\/system\/files\/document_download\/file\/2021-11\/Sia%20Partners%20-%20Asia%20Mobile%20Banking%20Benchmark%202021.pdf\"><span style=\"font-weight: 400;\">global mobile banking benchmark<\/span><\/a><span style=\"font-weight: 400;\">\uff09<\/span><span style=\"font-weight: 400;\">\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u4e16\u754c17\u30ab\u56fd\u306b\u3042\u308b135\u306e\u9280\u884c\u306e\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3092\u3001\u6a5f\u80fd\u6027\u3001\u30e6\u30fc\u30b6\u30fc\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\uff08UX\uff09\u3001\u30a2\u30d7\u30ea\u30b9\u30c8\u30a2\u306e\u8a55\u4fa1\u306a\u3069\u300185\u4ee5\u4e0a\u306e\u57fa\u6e96\u306b\u57fa\u3065\u3044\u3066\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">APAC\uff08\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\uff09\u3067\u306f\u3001\u9999\u6e2f\u306e\u9280\u884c7\u884c\u3068\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u306e\u9280\u884c3\u884c\u304c\u30c8\u30c3\u30d710\u306b\u30e9\u30f3\u30af\u30a4\u30f3\u3057\u3066\u3044\u307e\u3059\u3002Standard Chartered\u304c\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u30d0\u30fc\u30c1\u30e3\u30eb\u30ec\u30f3\u30c0\u30fc\u3067\u3042\u308bMox Bank\u304c\u3001\u6700\u3082\u512a\u308c\u305f\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30a2\u30d7\u30ea\u306e\u6804\u51a0\u306b\u8f1d\u304d\u307e\u3057\u305f\u3002\u4eca\u56de\u306e\u8abf\u67fb\u3067\u306f\u3001Mox Bank\u3001DBS SGP\u3001Livi Bank\uff08\u4e2d\u56fd\u9280\u884c\uff1c\u9999\u6e2f\uff1e\u304c\u6240\u6709\uff09\u304c\u30a2\u30b8\u30a2\u306e\u30c8\u30c3\u30d73\u3067\u3042\u308b\u3053\u3068\u304c\u793a\u3055\u308c\u307e\u3057\u305f\u3002\u9999\u6e2f\u3067\u306f\u30012\u3064\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\uff08Mox Bank\u3068Livi Bank\uff09\u3068\u5f93\u6765\u578b\u306e\u9280\u884c\uff08Hang Seng Bank\uff09\u304c\u30c8\u30c3\u30d73\u3067\u3059\u3002\u9999\u6e2f\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u3092\u30ea\u30fc\u30c9\u3059\u308b\u305f\u3081\u306b\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u3068\u30d5\u30a3\u30b8\u30ab\u30eb\u306e\u9280\u884c\u3092\u3046\u307e\u304f\u7d44\u307f\u5408\u308f\u305b\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u6fc0\u3057\u3044\u7af6\u4e89\u4e0b\u306b\u304a\u3044\u3066\u3001\u591a\u304f\u306e\u5c02\u9580\u5bb6\u306f\u3001\u6765\u5e74\u306b\u306f\u9280\u884c\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u304c\u5165\u308c\u66ff\u308f\u308b\u3053\u3068\u3092\u60f3\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<h2 style=\"text-align: left;\">Za Bank\uff1a\u9999\u6e2f\u521d\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af<\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u5f93\u6765\u578b\u306e\u9280\u884c\u3068\u306e\u5dee\u3092\u3064\u3051\u308b\u305f\u3081\u306b\u3001\u9999\u6e2f\u306e\u5927\u624b\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\u306f\u3001\u6765\u5e74\u306e\u76ee\u6a19\u3068\u3057\u3066\u3001\u8cc7\u7523\u7ba1\u7406\uff08\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\uff09\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30b5\u30fc\u30d3\u30b9\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u4eca\u56de\u306e\u8abf\u67fb\u30675\u4f4d\u306b\u30e9\u30f3\u30af\u30a4\u30f3\u3057\u305fZA Bank\u306f\u3001\u9999\u6e2f\u521d\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\u3067\u3042\u308a\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u3044\u3061\u65e9\u304f\u53d6\u308a\u5165\u308c\u3066\u3044\u307e\u3059\u3002ZA Bank\u306eCEO\u3067\u3042\u308bRockson Hsu\uff08\u30ed\u30af\u30bd\u30f3\u30fb\u30b7\u30e5\u30fc\uff09\u6c0f\u306f\u3001\u30a4\u30f3\u30bf\u30d3\u30e5\u30fc\u306e\u4e2d\u3067\u300c\u79c1\u305f\u3061\u304c\u6b21\u306b\u63d0\u4f9b\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u5546\u54c1\u306f\u8cc7\u7523\u7ba1\u7406(\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30b8\u30e1\u30f3\u30c8)\u3067\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u8a3c\u5238\u5148\u7269\u53d6\u5f15\u59d4\u54e1\u4f1a[<\/span><a href=\"https:\/\/www.sfc.hk\/en\/\"><span style=\"font-weight: 400;\">SFC<\/span><\/a><span style=\"font-weight: 400;\">]\u306b\u95a2\u9023\u3059\u308b\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u7533\u8acb\u4e2d\u3067\u3059<\/span><a href=\"https:\/\/www.scmp.com\/business\/banking-finance\/article\/3144179\/top-hong-kong-virtual-banks-seek-new-frontier-second-year\"><span style=\"font-weight: 400;\">[3]<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u300d\u9999\u6e2f\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30d0\u30f3\u30af\u3067\u552f\u4e00\u3001\u4fdd\u967a\u95a2\u9023\u5546\u54c1\u306e\u8ca9\u58f2\u3092\u8a8d\u3081\u3066\u3044\u308bZA Bank\u306f\u3001\u5305\u62ec\u7684\u306a\u5546\u54c1\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3068\u3088\u308a\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3055\u308c\u305f\u30ab\u30b9\u30bf\u30de\u30fc\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3078\u306e\u610f\u6b32\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u3001\u30d9\u30eb\u30ae\u30fc\u3001\u30aa\u30e9\u30f3\u30c0\u3001\u30a4\u30ae\u30ea\u30b9\u306a\u3069\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u7af6\u5408\u56fd\u306b\u6bd4\u3079\u3066\u307e\u3060\u9045\u308c\u3066\u3044\u307e\u3059<\/span><a href=\"https:\/\/www.sia-partners.com\/en\/news-and-publications\/from-our-experts\/sia-partners-2021-international-mobile-banking-benchmark\"><span style=\"font-weight: 400;\">[4]<\/span> <\/a><span style=\"font-weight: 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